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HOT TOPICS
- The Accelerator Conundrum
- The Startup Velocity Question
- Platform as a Service
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- The Future: End of Capitalism
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fintech
Building a Fast Growing FinTech Company from Utah: MX CEO Ryan Caldwell (Part 3)
Sramana Mitra: What was the concept of MX? Ryan Caldwell: MX is addressing one of the core issues for mankind, which is people don’t have visibility into their finances. Finance is, in fact, a critical part of life for people. So much of the intangibles that we care about whether it’s family or health are directly
Building a Fast Growing FinTech Company from Utah: MX CEO Ryan Caldwell (Part 2)
Sramana Mitra: What happens after? Ryan Caldwell: I went to do consulting. I wanted to be at the heart of San Francisco. I did consulting for companies like Microsoft and Visa in London and Singapore. Sramana Mitra: What was the next major thing that you did after selling this company? Ryan Caldwell: I gained some
Building a Fast Growing FinTech Company from Utah: MX CEO Ryan Caldwell (Part 1)
If you haven’t already, please study our Bootstrapping Course and Investor Introductions page. Ryan self-financed, with some seed money, a FinTech company selling to small financial institutions. Today, the company has delivered 185% y-o-y growth for five consecutive years. Sramana Mitra: Let’s start at the very beginning of your journey. Where are you from? Where were you born, raised,
Innovating in Fintech: Jason Hogg, CEO of Lending.com (Part 7)
Sramana Mitra: What did American Express do with it? Did they keep the card? Since 2009 on to 2015, what happened in the business? Jason Hogg: American Express actually created Serve, which is their reloadable prepaid product. We were also, at that time, early in the mobile and smartphone game with money transfer and other transaction
Innovating in Fintech: Jason Hogg, CEO of Lending.com (Part 6)
Sramana Mitra: Chronologically, where are we? What year is this? Jason Hogg: We’re midway through 2007. I’ve done my raise in 2006. In 2007, we had gotten the customer base that I was just describing to you both on the credit card and the peer-to-peer side. We completed a $50 million B round at that
Innovating in Fintech: Jason Hogg, CEO of Lending.com (Part 5)
Sramana Mitra: What does that mean? Are we talking about a regular credit card issued that’s your card? Jason Hogg: It was a Revolution card. We had our own brand and our own network. When you walk into a CVS and you see a MasterCard, Visa, and AmEx sticker in the window, you would also
Innovating in Fintech: Jason Hogg, CEO of Lending.com (Part 4)
Sramana Mitra: What year did you do the $10 million first round financing? Jason Hogg: It was a year later. We did the $10 million financing in May of 2006. I had this idea in my head when I made that connection that I told you about all the way back in 2001. It was
Innovating in Fintech: Jason Hogg, CEO of Lending.com (Part 3)
Sramana Mitra: At that point, what did you tell them? What were you going to deliver for them? Jason Hogg: I was going to build them the first non-proprietary credit card network in America that would simultaneously have peer-to-peer transfer capability which only PayPal had at that time. I could build a proof of concept to
