Thought Leaders in Financial Technology: EarnUp CEO Matthew Cooper and President Nadim Homsany (Part 2)

Sramana Mitra: It’s a bit misleading to say that you are helping consumers get out of debt. It sounds like you are paying off their debt. Now that I understand what you’re doing, you’re basically managing the payments in a software environment. Matthew Cooper: That’s the whole point of the application. Today, we have over

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Thought Leaders in Financial Technology: EarnUp CEO Matthew Cooper and President Nadim Homsany (Part 1)

100 million consumers live paycheck to paycheck and are loaded with debt. EarnUp offers a solution to help them ease their debt burden. Sramana Mitra: Let’s start by introducing yourselves as well as EarnUp. Matthew Cooper: Nadim and I are the two co-founders of EarnUp. I’m currently the CEO and Nadim is the CFO. EarnUp

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1Mby1M Virtual Accelerator Investor Forum: With Doug Atkin of Communitas Capital Partners (Part 3)

Sramana Mitra: You said you’ve invested in 10 companies from this vehicle. Could you talk about some examples? Specifically, talk about in what stage did you encounter them and what was it about what they had that called you to make the investment. I’m trying to understand how you evaluate investments. Doug Atkin: Let me

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1Mby1M Virtual Accelerator Investor Forum: With Doug Atkin of Communitas Capital Partners (Part 2)

Sramana Mitra: B2B need less money, I think. Doug Atkin: It all depends. If you’re building a business like an analytics package which you’re selling to the big banks, you need a decent amount of money to build something of industrial quality. A lot of these things take a bit more money. Sramana Mitra: The

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1Mby1M Virtual Accelerator Investor Forum: With Doug Atkin of Communitas Capital Partners (Part 1)

Responding to a popular request, we are now sharing transcripts of our investor podcast interviews in this new series. The following interview with Doug Atkin was recorded in July 2019. Doug Atkin, Managing Partner at Communitas Capital Partners, has extensive experience in FinTech and this conversation explores the nuances of that sector.

Thought Leaders in Financial Technology: Infinicept CEO Todd Ablowitz (Part 7)

Sramana Mitra: When you have a very competitive market, people figure out innovative ways to differentiate. What I was probing for is, have you figured anything out that offers that kind of differentiation? Todd Ablowitz: There is some interesting stuff, but it gets pretty obtuse. You can take data about these merchants. When you have

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Thought Leaders in Financial Technology: Infinicept CEO Todd Ablowitz (Part 6)

Sramana Mitra: This industry is very crowded and competitive. Todd Ablowitz: It’s interesting that you say that because what we see is, when you combine a vertically-focused offering with payments and value-added services, you have the least competition and the most margin.

Thought Leaders in Financial Technology: Infinicept CEO Todd Ablowitz (Part 5)

Sramana Mitra: The lending trend is everywhere. I know that Square is offering small business financing. There are FinTech companies that are focused on giving loans. Intuit, for instance, is offering both payment and financing. What other examples do you have of the small business financing being offered by payment processors?