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- The Accelerator Conundrum
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- The Future: End of Capitalism
- Capitalism 2.0
earnin
Turning Philanthropy into a Double Bottomline Business: Ram Palaniappan, CEO of Earnin (Part 4)
Ram Palaniappan: Once we got that algorithm, we were able to expand it to salaried workers as well. Another thing that was interesting was, when I started, I was pushing money out over ACH. It shows up in the employee’s bank account the next day. Over time, we integrated with every ATM and debit network
Turning Philanthropy into a Double Bottomline Business: Ram Palaniappan, CEO of Earnin (Part 3)
Ram Palaniappan: Then I asked them to fill out a web form if they needed money. Once I had the web form up, people who I didn’t know tried to use it. I got access to their employer’s time attendance system, so I was able to do it for people who I didn’t know. That’s
Turning Philanthropy into a Double Bottomline Business: Ram Palaniappan, CEO of Earnin (Part 2)
Sramana Mitra: How big did the company become revenue-wise? Ram Palaniappan: The company ended up with a private equity firm getting a stake in it. Subsequently, the company was acquired by a public company called Green Dot. Sramana Mitra: Was the parent company financing it when you were brought in? Ram Palaniappan: It was financed
Turning Philanthropy into a Double Bottomline Business: Ram Palaniappan, CEO of Earnin (Part 1)
If you haven’t already, please study our Bootstrapping Course and Investor Introductions page. When people have to live paycheck to paycheck, life can easily get unbearable. Earnin offers loans against paychecks as collateral to alleviate this incessant pressure to low income families at affordable rates. Sramana Mitra: Let’s start at the very beginning of your journey. Where are you
