This interview is an interesting window into how financial technology is addressing specific niches within the banking sector.
Sramana Mitra: Let’s start by introducing our audience to yourself and BankMobile.
Luvleen Sidhu: I’m the Co-Founder and President of BankMobile. BankMobile is the largest and fastest-growing digital bank that serves the underserved and low middle income Americans and has a strong overlap with millennials as well.
Sramana Mitra: What kind of lending are we talking about? Is it peer-to-peer? >>>
We’re seeing a plethora of blockchain applications and in the TLFT series, will be bringing you more case studies to show you how entrepreneurs are thinking about the technology. Stox is one such that mediates crowdsourced predictions.
Sramana Mitra: Let’s start by introducing our audience to yourself and Stox.
Yossi Peretz: I’m the CEO of Stox. For the last 15 years, I’ve been in many managerial roles in financial companies. I’m a true technology and cryptocurrency enthusiast. I’ve been working on leading products and services. I have played a role in the FinTech >>>
We spoke with three interesting entrepreneurs today across various sectors of tech.
First, David Kreinces from Thousand Oaks, California, pitched Investable Benchmarks, a FinTech company with specific technology to manage ETF portfolios using proven techniques in use by big firms like Bridgewater and Blackstone. David wants to make this approach affordable.
Then Ganesh Nallapareddy from Ashburn, Virginia, pitched CricClubs, a cricket league management technology company that is already doing ~$100k in revenue.
In this wide-ranging discussion, perhaps the most thought-provoking question is the one about data and who owns it.
Sramana Mitra: Let’s start by having you introduce yourself as well as Gemalto to our audience.
Hakan Nordfjell: I’m responsible for the Digital Banking segment within Gemalto. Gemalto is a digital security company based in Amsterdam. >>>
Companies are starting to scale in Latin America. In this story, we bring you a FinTech company’s journey from its bootstrapped beginnings to validation, venture financing, and scaling.
Sramana Mitra: Let’s start at the very beginning of your story. Where are you from? Where were you born, raised, and in what kind of background?
Sergio Furio: I’m Spanish. I graduated in 2000 in Business Administration. I spent five years in Deutsche Bank doing investment banking.
Sramana Mitra: In Spain? >>>
Ryan self-financed, with some seed money, a FinTech company selling to small financial institutions. Today, the company has delivered 185% y-o-y growth for five consecutive years.
Sramana Mitra: Let’s start at the very beginning of your journey. Where are you from? Where were you born, raised, and in what kind of background?
Ryan Caldwell: I was born in Berlin, Germany. My father was a lawyer in the military. He was stationed in Germany at that time. My older brother and I were both born in Germany.
Sramana Mitra: What did you do for college? >>>
FinTech is hot these days. Jason has particular expertise in the segment, and he discusses his multiple ventures.
Sramana Mitra: Let’s go to the beginning of your personal story. Where were your born, raised, and in what kind of background?
Jason Hogg: I’m from New York originally and grew up just outside the city. My dad was actually the CEO of MasterCard, which was located in the city at that time. Before that, he had been with American Express and ran their international business. I ended up spending my early youth in England as well. I was born in the States, moved over to England for a few years, and then came back.
Sramana Mitra: After high school, what did you do in terms of further education? >>>