176th 1Mby1M Entrepreneurship Podcast with Alex Armitage, Nectarine Credit

Alex Armitage, CEO and Founder at Nectarine Credit, discusses a very interesting niche context within which he’s building a wonderful FinTech company. One of the biggest trends in FinTech is digitizing and speeding up the credit application and approval process. Another trend is using proprietary data to bring new financing options to cater to different segments of borrowers.

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459th 1Mby1M Entrepreneurship Podcast with Tobias Seidl, STOKR

Tobias Seidl, Co-founder at STOKR, is building a FinTech company from Luxembourg. Much is happening by way of innovation in fund raising exchanges in the field of FinTech.

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Thought Leaders in Financial Technology: OppFi CEO Jared Kaplan (Part 1)

If you haven’t already, please study our free Bootstrapping course and the Investor Introductions page.

Consumer credit is getting destroyed at a furious pace. OppFi helps credit-challenged borrowers access credit and heal their credit scores.

Sramana Mitra: Let’s introduce OppFi and yourself to our audience.

Thought Leaders in Financial Technology: Epic River CEO Jeff Grobaski (Part 3)

Sramana Mitra: As I am listening to you, what strikes me in the situation is that there isn’t much awareness in consumers that they can do this and such a facility exists in community banks and credit unions. That awareness probably doesn’t exist.

Jeff Grobaski: We are trying to drive that awareness through the healthcare providers because we don’t want them to call people and say, “Cash, check, or credit card?”

Thought Leaders in Financial Technology: Epic River CEO Jeff Grobaski (Part 2)

Sramana Mitra: How many community banks are in your customer base?

Jeff Grobaski: We’ve got a little over a thousand community banks now. We are integrated into over 40 bank systems. We are able to speed the time-to-close without increasing the cost. 

Sramana Mitra: How long have you been doing this?

Thought Leaders in Financial Technology: Epic River CEO Jeff Grobaski (Part 1)

If you haven’t already, please study our Bootstrapping Course and Investor Introductions page. 

This interview focuses on an important piece of innovation that has the potential to relieve the financial pain of many consumers who suffer under the pain of high health insurance deductibles.

Sramana Mitra: Let’s start by introducing our audience to yourself as well Epic River.

Thought Leaders in Financial Technology: Karthik Manimozhi, CEO of RentMoola (Part 6)

Sramana Mitra: There’s a reason I’m asking you about Seattle. Jeff Bezos has committed some significant amount of money to address homelessness in Seattle. I imagine that is something that is being tapped into to deal with their situation.

Is that a model that can be scaled throughout the country? Given the size and scale of the fortune that Bezos is sitting on, is that something that can be tapped into to bring some relief to this category through FinTech?

Thought Leaders in Financial Technology: Karthik Manimozhi, CEO of RentMoola (Part 5)

Karthik Manimozhi: In many cases, the whole framework is working as designed. The problem is, it leaves too many people outside of the framework. We are looking at our range of landlord portfolios going to affordable housing where we expect a lot more support from local counties.

They also have a responsibility to protect the renters from falling prey to predatory lending practices. Oftentimes, these lenders may blur the line between principal and interest and might set up a no-win situation for these already hurting families.